Factors to Be Considered While Planning for Retirement Fund

Most of us will not be able to retire on time.
90% of us fail to build sufficient retirement fund by the age of 60 years.
About 50% may not be employed after 45 years of age leading to forced retirement.
It is important that you have enough funds to support yourself when you grow older, rather than depend on your children or other sources for financial support. We help you plan meticulously for your retirement fund, so that you can build your retirement corpus starting now, and so that your retired years could be stress free.
90% of us fail to build sufficient retirement fund by the age of 60 years.
Longevity Risk is a risk we will all have to learn to live with and plan for. It is very important start early as far as planning for Retirement Capital is concerned as you can reap the benefits of Long Term Compounding.

With people living longer till 85-90 years, the conversations and concerns around retirement have grown. One might think that they will not live too long. But what if you live a lot longer than what you thought? Who will pay for you?

Some of the Common Mistakes people make in Retirement Planning:

• Simply buying retirement plans will be enough to accumulate retirement corpus.


• Withdrawing retirement savings such as provident fund (PF) before retirement age


• Ignoring inflation during annuity period.


• Assuming aggressive rate of return on investments.


• Assuming aggressive rate of return on investments.


• Underestimating the amount that should be accumulated for retirement.


• Thinking that growing funds through investments would be enough to retire peacefully.


• Ignoring expenditures on health, grandkids, travel and social responsibilities.

Retirement is about climbing up the mountain — the accumulations phase — where we try to save as much as possible and achieve the highest returns. we help investors avoid accidents on the way down the mountain of retirement.